Are you still worried by the AIG issue? Don't be overly worried. Since AIA's assets and life funds are in Singapore, they would be ring-fenced here and out of AIG's reach. In the worst-case scenario, AIG may simply opt to sell its life subsidaries in Asia. And if that happens, AIA policies would end up being managed by another insurer.
When it comes to financial investment, customers should never make hasty decisions, be it buying or selling them.
An early surrender (for long term policies) would have meant losing a significant portion of my premiums and missing out on future annual and maturity bonuses. That includes the Total & Permanent Disability (TPD) and Critical Illness (CI) coverage as well.
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