Most of the economic articles I read tend to give a positive outlook on the year 2010. Why? I guess it's simply because many companies have learnt their lesson during this crisis and have improved their strategies in how they do business. Alot of companines should be out in the woods, and should be back into profitable territory.

My sentiments followed these articles, but my personal feel is that the climb would not as sharp as the V-shape recovery in 2009 as the steam has to rest somewhere. As an IFA, we still firmly believe on a dollar-cost averaging concept, meaning to stay invested and do it on a regularly basis so that you would end up on a reasonable position when market shift in either direction. In the long run, you will stand to profit from economic run, verified by historical data.

If you are still standing outside the fence playing a waiting game, what's the trigger point? Wait for the market to run up and sigh, or wait for the market to decline and say 'heng ah...'. So wat's next?